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Tennessee Boat/Watercraft insurance coverage

Boat/Watercraft Insurance in Tennessee

Taking on the beautiful lakes and rivers of Tennessee is something that most of our clients enjoy regularly. Around the Memphis, TN area, there are several lakes for residents to choose from to take out their boat and watercraft. Stay responsible this summer when you choose boat or watercraft insurance with Anthony Lancaster Insurance Inc today. Any boat, jet ski, or another motorized water vessel can be covered in your policy.

Collision Protection

If you are out enjoying the water, chances are others are too. This puts you and your loved ones at risk for an accident if they are not maintaining their responsibility when operating their boat. Since boat/watercraft insurance is not required in Tennessee, just recommended, the chances of them carrying insurance is lower. With your insurance policy, the damages done to your property and your self are covered against an uninsured driver.

Comprehensive Protection

Should your boat or watercraft fall victim to theft or vandalism while it is being stored, your insurance policy will provide you with financial assistance. Since these recreational vehicles are stored more often than they are used, they need protection outside of the water. That is where your comprehensive coverage comes in, protecting your investment and replacing anything that has been stolen.


Sometimes you may make an error on the water and cause a collision with another watercraft. When this happens, you can be held liable through a lawsuit for damages to the property and any medical bills that were inquired due to the collision. With liability coverage, you are protected financially and can avoid as much financial strain as possible moving forward.

Practice Safety and Get Financial Protection Today

If you live in or around Memphis, TN and own a boat, give us a call today to get it insured. Our agents at Anthony Lancaster Insurance Inc are standing by waiting to assist you with your personal quote. We look forward to speaking with you soon.

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