So you’ve just bought a new motorcycle! Congratulations! Now, it’s time to contact your insurance agent and make sure you’re fully protected. But what questions should you ask? Anthony Lancaster Insurance Inc in Memphis, TN can provide you with guidance on this much-needed insurance coverage.
Here are three important questions to ask:
What Type of Coverage Do I Need?
The first question you should ask your insurance agent is what type of coverage you need. There are numerous types of motorcycle insurance, and the one you need will depend on the type of motorcycle you have, where you live, and how often you ride.
For example, if you have a newer motorcycle, you’ll probably want to get collision and comprehensive coverage, which will protect your bike if it’s damaged in an accident or stolen.
Likewise, if you live in a state that requires motorcycle insurance, you’ll need to get at least liability coverage, which will cover damages if you’re at fault in an accident.
I’m I Eligible for Any Discounts Available?
The second question you should ask is whether you’re eligible for any discounts. Many insurance companies offer discounts for things like taking a motorcycle safety course, insuring multiple bikes, or having a clean driving record.
Some companies also offer discounts if you buy other types of insurance from them, such as homeowner’s or renter’s insurance. So it’s always worth asking if you could save money by bundling your policies.
What’s the Process for Making a Claim?
The third question you should ask is what the process is for making a claim. This is important because you need to know what to do if you ever have to file a claim.
Your insurance agent should be able to walk you through the process step-by-step so that you know what to do if you ever need to use your insurance.
Get Your New Motorcycle Insured Today
Asking these three questions ensure that you have the right motorcycle insurance for your needs. So don’t forget to ask them when you contact an agent.
And if you’re looking for motorcycle insurance, Anthony Lancaster Insurance Inc in Memphis, TN is here to help. Give us a call today, and we’ll be happy to give you a quote.