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5 Questions to Ask When Looking for Boat Insurance

Knowing which questions to ask when you explore boat coverage options can help ensure you get the best boat coverage for your needs. Anthony Lancaster Insurance Inc, serving the Memphis, TN community, is here to help!

Do I need boat insurance?

Most states require you to carry liability insurance on your boat, but many boat owners choose to carry additional coverage to protect their investment. At Anthony Lancaster Insurance Inc, we can help you secure coverage that meets both state laws and your own personal requirements. 

Does this policy cover my personal property?

It’s common to accumulate costly personal property on your boat that faces the same risks as your boat: theft, accident, or water damage, for example. Understanding whether your personal property – like depth finders, fish finders, life vests, and inflatables – is covered or not will help ensure you’re comparing apples to apples as you consider different plan options. 

How is my boat trailer covered?

It’s important to discuss the liability associated with towing a boat trailer. This typically falls under your auto insurance, and an experienced agent can help ensure your policy covers any liability you might incur while towing your boat. 

Does this policy cover roadside assistance?

Knowing whether a policy covers roadside assistance helps you compare plans side by side. Roadside assistance can help if you break down and need to be towed off the water.

Do I need umbrella insurance?

If you often host others on your boat, pull intertubes or skiers behind your boat, or own a luxury boat, you may need umbrella insurance. We can help you determine whether umbrella insurance is necessary for your unique situation. 

Reach Out To Us

Get your boat insurance quote at Anthony Lancaster Insurance Inc in Memphis, TN today!

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