Get Insurance Quotes Today!

Anthony Lancaster Insurance Agency, INC Blog

How to Insure a Valuable Motorcycle Before Transportation

Regular motorcycle insurance doesn’t usually include transport coverage. This omission could cost you tens of thousands of dollars if you have your bike transported to another city or state and the bike is stolen, damaged, or destroyed en route. 

What Types of Insurance can Cover a Motorcycle During Transportation?

Carrier liability insurance offers basic coverage, and most reputable carriers in and around Memphis, TN, offer it to potential customers. Coverage limits can be as high as $250,000, and the policy covers any damage covered by a carrier’s mistakes. However, carrier liability insurance often doesn’t cover theft, weather events, or damage that’s not the carrier’s fault (i.e., a drunk driver crashes his truck into your carrier’s truck). 

Cargo insurance, on the other hand, offers comprehensive coverage that includes theft, accidents (no matter who’s to blame), and even total loss. What’s more, if your motorcycle is damaged during transport, you can claim compensation for new, original replacement parts. 

You may also want to consider personal or supplement insurance coverage. This can make up for any gaps in coverage to ensure your motorcycle is fully covered while it’s being moved to a new location. 

Get Personalized Help and Advice from Anthony Lancaster Insurance Inc.

Having the right forms of insurance before moving your luxury motorcycle can spell the difference between full compensation and total loss after an unfortunate incident. If you’re not sure that you have enough protection or want to buy additional insurance coverage, our team at Anthony Lancaster Insurance Inc. would be happy to help you out. We serve customers in and around Memphis, TN and are always happy to answer questions, give personalized advice, and provide policy quotes.

  • AIC
  • Allstate
  • Elephant
  • Encompass
  • First Chicago
  • Foremost
  • Gainsco
  • GEICO
  • Liberty Mutual
  • National General
  • Nationwide
  • Openly
  • Progressive
  • State Auto
  • Stillwater
  • The Hartford
  • Travelers
  • Unique
  • Warrior Insurance